Pay Over Time with Bread®

Easy-to-use financing for your entire Outdoor Kitchen Place purchase.

The Outdoor Kitchen Place has teamed up with Bread® to offer our customers a quick and easy way to apply for financing.
With simple, straightforward terms, and easy-to-understand monthly payments, Bread® can turn your dream outdoor kitchen into a reality today!


Learn About How it Works

Payment Estimator

Enter a purchase value below to see your estimated monthly payment with Bread*. For more information, refer to the pop up which appears when you hover over the estimated amount.*


Quick, Simple Payments

Unlike credit cards, when financing your outdoor kitchen with Bread®, you’ll be paying a straightforward installment loan. You know each month’s payment, and the total cost, before you buy.

Easy Ways to Pay:

  • Debit Card
  • Check
  • ACH Transfer
  • Money Order

Frequently Asked Questions

The Outdoor Kitchen Place is excited to offer Bread® as a financing option to our customers. We share many core values, including a commitment to top-notch, personal customer service and treating all customers with dignity. With clear, straightforward payment terms, no origination fees or prepayment penalties, there’s no better way to pay for your new dream kitchen!

NO! Unlike credit cards, when financing your Outdoor Kitchen Place kitchen with Bread®, you’ll be paying a straightforward installment loan. You know your monthly payment amount, and the total cost of the loan, before you buy. After you’ve made all your payments, you’re done!

NOT LONG! Bread®’s online application is fast and easy. You’ll be done in seconds, and checking your eligibility will not affect your credit score.

IT’S EASY! Work with your Outdoor Kitchen Place designer to finalize and approve your new kitchen design. When you’re ready to complete your purchase, click on the “Pay Over Time” button on the payment screen. Follow Bread®’s simple application process. If you prequalify, you will see a full payment schedule and monthly cost of your Outdoor Kitchen Place kitchen. Then simply complete the check-out process by selecting Bread® as your payment method.

You can pay using a debit card, direct bank transfer, or by mailing a check. Auto-Pay is easy to set up so that you never miss a payment. Just follow the simple, step-by-step instructions on setting up payments when you log in at, whuich will guide you on how to set up an ACH payment from your bank account or use your debit card. You will have the option to automatically debit your account or charge your debit card for all future payments. c/o Bread Servicing Department P.O. Box 783186 Philadelphia, PA 19178-3186

Your first payment will be due at least 30 days after you complete checkout. Subsequent payments are due every month after that, usually on the same day of each month. (For instance, if your first payment was due on the 7th of a given month, future payments are generally due the same day each month. Of course, if your first payment was due on the 31st of a month or February 29th, we will make an adjustment.) Your fully personalized schedule of installment due dates can be seen in your account at

Yes! You can prepay anytime for all or part of your loan. There is never a penalty for paying early. Also, if you prepay more than the monthly payment but less than the total balance due on your loan, your monthly payment will remain the same. However, you will pay off your loan sooner and because of that you will pay less in total interest.

*Checking your rate will not affect your credit score. There’s no obligation to purchase when you prequalify for financing. Your terms may vary and are subject to credit approval. Rates range from 0% to 29.99% APR. All Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC